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Save more by transferring your loan against property to better terms today! Apply now
Take charge of your financial journey with a smart switch. At DMI Housing Finance, our Loan Against Property Balance Transfer option allows you to unlock better rates and terms on your existing loan, helping you reduce costs and free up resources for what truly matters. With flexible repayment plans, interest rates starting at 12.50% p.a., and loan tenures extending up to 15 years, we make it easier for you to manage loans ranging from ₹2 lakh to ₹75 lakh. Our team is here to ensure a smooth transfer process so you can enjoy the benefits of a more manageable loan and financial freedom.
Quick
Disbursal
No-Hidden
Charges
Minimum
Documentation
Attractive
Interest Rate
At DMI Housing Finance, we believe that financial flexibility should be accessible to everyone, regardless of profession, income type, or tax status. That’s why we’ve designed our eligibility criteria to accommodate a wide range of individuals, from salaried employees to self-employed professionals and business owners.
Min Age: 21 years
Max Age: 65 years (or retirement age)
Eligible Employment Types: Private, Government, MNC, and contractual employees
Minimum Monthly Income: ₹10,000 onwards
Loan Tenure: Up to 15 years
An Applicant should have a positive credit history.
Min Age: 21 years
Max Age: 75 years (at the time of loan maturity)
Eligible Applicants: Business professionals and non-professional individuals who file ITR or have Informal Income Documents
Minimum Monthly Income: ₹10,000 onwards
Loan Tenure: Up to 15 years
A borrower should have a positive credit history.
DMI Housing Finance offers competitive House/Flat Purchase Loans to help you own the perfect home without financial stress.
DMI Housing Finance provides Construction Loans with easy terms, helping you turn your home construction plans into reality.
DMI Housing Finance provides Extension Loans with easy terms, helping you turn your home extension plans into reality.
DMI Housing Finance provides Renovation Loans with easy terms, helping you turn your home renovation plans into reality.
Our home loans can be availed for Balance Transfers only on self-occupied residential properties. You can avail a maximum loan amount of ₹30 lakh.
We accept houses/residential property as collateral against which we provide secured loans to self-employed individuals for business and personal needs.
We accept houses/residential plot as collateral against which we provide secured loans to self-employed individuals for business and personal needs.
Purchase your ideal plot of land easily with our Plot Purchase Loan, designed for secure and flexible financing.
It is a credit facility offered by Banks and HFCs to the borrowers of other lenders. DMI Housing Finance also offers this facility. Loan-against-property borrowers can transfer their loans to DMI Housing Finance for lower interest rates and suitable payment terms.
It could be a good idea if you save enough money after transferring your home loan at lower interest rates. You can use a home loan balance transfer calculator to calculate the savings. Do not forget to factor in the processing fee and other related charges for loan transfers. You can also transfer your home loan for more suitable payment terms.
If you apply digitally with all the required documents and details, your home loan balance transfer application will be approved in 1 working day. Our team strives to process loans as quickly as possible for your convenience.
Required documents for DMI Home Loan are:
There is no penalty. Lenders levy charges for focusing a loan, but this is not the case with LAP balance transfer since most loans have floating interest rates, and no lender can charge a foreclosure fee on a floating-rate loan as per the RBI guidelines.
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