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Call us: 011-66107107
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Found the perfect plot? Now, get the right loan with just one call!
Looking to buy land or build your dream home? DMI Housing Finance makes it easy with plot loans starting at 9.5% interest, available in amounts from ₹2 lakh to ₹50 lakh, for purchasing and building on a plot. Our Plot Purchase Loan comes with a tenure of up to 30 years to make the repayment as convenient as possible. With digital access and branches across India, we’re here to help.
Quick
Disbursal
No-Hidden
Charges
Minimum
Documentation
Attractive
Interest Rate
We believe everyone deserves a chance, regardless of their employment type or tax filing status. That’s why we offer flexible eligibility criteria for different individuals.
Min Age: 21 years
Max Age: 65 years (or retirement age)
Eligible Employment Types: Private, Government, MNC, and contractual employees
Minimum Monthly Income: ₹10,000 onwards
Loan Tenure: Up to 15 years
Min Age: 21 years
Max Age: 75 years (at the time of loan maturity)
Eligible Applicants: Business professionals and non-professional individuals who file ITR or have Informal Income Documents
Minimum Monthly Income: ₹10,000 onwards
Loan Tenure: Up to 30 years
DMI Housing Finance offers competitive House/Flat Purchase Loans to help you own the perfect home without financial stress.
We accept houses/residential property as collateral against which we provide secured loans to self-employed individuals for business and personal needs.
DMI Housing Finance provides Construction Loans with easy terms, helping you turn your home construction plans into reality.
DMI Housing Finance provides Extension Loans with easy terms, helping you turn your home extension plans into reality.
DMI Housing Finance provides Renovation Loans with easy terms, helping you turn your home renovation plans into reality.
Our home loans can be availed for Balance Transfers only on self-occupied residential properties. You can avail a maximum loan amount of ₹30 lakh.
We accept commercial/residential plots as collateral against which we provide secured loans to self-employed individuals for business and personal needs.
Our Loan Against Property Balance Transfer option allows you to unlock better rates and terms on your existing loan.
Get all the answers to your top Home Loans FAQs with DMI Housing Finance
Yes, a plot loan and a land loan are generally the same. Both refer to loans intended for the purchase of a plot of land.
Yes, you can take a loan to purchase land even without approved construction plans. DMI Housing Finance does not need any approved construction plan for a plot loan.
No, you do not get tax benefits on a land loan unless you start construction. Tax benefits under sections 80C and 24(b) of the Income Tax Act are applicable only after the construction of a house on the land begins.
As per DMI Housing Finance’s policy, if you take a loan to buy a plot, you have 3 years to complete the construction. If the construction is not completed within that time, the loan will only be treated as a plot loan, meaning it won’t cover the construction part anymore.
Yes, depending on your repayment capacity, you can take both a plot loan and a home loan. Alternatively, DMI Housing Finance provides one single plot loan to purchase and construct a plot.
Our Plot loans are available for all plots within municipal or development authority-approved layouts except for agricultural land.
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